Street Legal Golf Carts in Indiana

Are golf carts street legal in Indiana?

Street-legal (LSV) status

Recognized

Allowed on roads up to

35 mph

Driver's license

Required

Registration

Required

Insurance

Required

Indiana recognizes Low-Speed Vehicles (LSVs) as four-wheeled electric motor vehicles with a maximum design speed of not more than 25 mph (IC 9-13-2-94.5), a definition that explicitly excludes golf carts; LSVs must be titled, registered, and insured through the Indiana BMV and operated by a licensed driver, and may not be driven on any highway with a posted speed limit greater than 35 mph (IC 9-21-5-8.5). True golf carts cannot be titled or registered by the state and are allowed on public roads only where a local city or town ordinance permits, subject to that locality's rules. No statewide minimum driver age specific to LSV operation was confirmed beyond a valid license; verify current titling, insurance, and age requirements with the Indiana BMV.

This is a plain-language summary, not legal advice — golf-cart and LSV rules change and vary by city and county. Confirm the current requirements with the Indiana DMV before you buy or drive. What makes a golf cart street legal.

Sources: Indiana Code 9-13-2-94.5 Low speed vehicle (2025) - Justia· U.S. DOE Alternative Fuels Data Center - Indiana LSV Access to Roadways · Reviewed August 2026